Middlesex County and Old Bridge Township property record for 38 Surrey Dr, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 2,182 sqft · built 1989 |
| Lot Size | 0.277 acres (12,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $812,500 (Jul 2024) |
| Tax Bill | $11,090 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-13003-12-00029 |
| Primary APN | 15-13003-12-00029 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,182 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 12,062 sqft (0.277 acres) |
| Lot Dimensions | 134 ft deep x 90 ft wide |
| Account Number | 08505000 |
|---|---|
| Street Address | 38 SURREY DR |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-2759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 90X134 |
| Legal Subdivision | OLD BRIDGE MANOR SEC 05 |
| Legal Block | 13003 |
| Legal Lot Number | 29 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 7914 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on Record |
| Deed Sale | Jul 26, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2015 · Amount on Record |
| Deed Document Number | 202441529 |
| Deed Book / Page | 19508 / 1844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 10, 2026 |
| Property Address | 38 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Document Number | 0000023024 |
| Book / Page | 19995 / 1651 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202623024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 38 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Document Number | 0000023024, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 19995/1651 |
| Instrument | 202623024 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,500 (-) Land $61,200 Building $117,300 | $178,500 (-) Land $61,200 Building $117,300 | |
| 2025 | $11,090.00 (+10.02%) | $178,500 (-) Land $61,200 Building $117,300 | $178,500 (-) Land $61,200 Building $117,300 |
| 2024 | $10,080.00 (+6.69%) | ||
| 2023 | $178,500 Land $61,200 Building $117,300 | $178,500 Land $61,200 Building $117,300 | |
| 2022 | $9,448.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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