Suffolk County and Babylon Town property record for 40 Surf Rd, Lindenhurst, NY 11757
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,028 sqft · built 1974 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,628 (2024) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 472089 190.-1-19 |
| Primary APN | 472089 190.-1-19 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,028 sqft Building Perimeter |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Account Number | 20252617400 |
|---|---|
| Street Address | 40 SURF RD |
| City | LINDENHURST |
| State | NY |
| Zip | 11757-6638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | FILED MAP 225 SEC 2 BLK 26 LOTS 25-27 INC. |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 123802 |
40 Surf Rd is owned and occupied by an individual.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 SURF RD, LINDENHURST, NY 11757-6638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Sep 29, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 40 SURF RD, LINDENHURST, NY 11757-6638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233300247 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 23330/247 |
| Instrument | DM036849 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 29, 2021 |
| Property Address | 40 SURF RD, LINDENHURST, NY 11757-6638 |
| Document Number | 0131220043 |
| Book / Page | 13122 / 43 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9518 90TH AVE, WOODHAVEN, NY 11421-2754 |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | Copiague Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,270 Land $230 Building $3,040 | $554,237 (+11,257.32%) Land $38,983 Building $515,254 | |
| 2024 | $11,628.00 | $4,880 (-1.49%) Land $343 Building $4,537 | |
| 2023 | $3,270 Land $230 Building $3,040 | $4,954 Land $348 Building $4,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Surf Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 236 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 236 in force |
| Nearby Flood Claims | 629 (1979–2025) |
| Claims Outside the SFHA | 90 of 629 |
| Most Recent Claim | Apr 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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