28 Surf Rd, Lindenhurst, NY 11757 Property Records

Suffolk County and Babylon Town property record for 28 Surf Rd, Lindenhurst, NY 11757

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,358 sqft · built 1951
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Sep 2021)
Tax Bill$10,171 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2018 Refinance
Flood ZoneZone AE (high risk)
APN472089 190.-1-16

Property Details

APN / Parcel Number

Primary APN472089 190.-1-16
Alternative APNs
  • 0100-190.00-01.00-016.000
  • 208919000000010160000000
  • 472000564500
  • 20222617370
  • 20232617370
  • 20252617370

Interior

Full Baths2 Baths
Building Area1,358 sqft Building Perimeter

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions75 ft deep x 40 ft wide

Location & Zoning

Account Number20252617370
Street Address28 SURF RD
CityLINDENHURST
StateNY
Zip11757-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionFILED MAP 225 SEC 2 BLK 26 LOTS 19 & 20
Legal SubdivisionAMERICAN VENICE SEC #2
Legal Block1
Legal Lot Number16
JurisdictionSUFFOLK NY
Township / Civil DivisionBABYLON
Census Block Group1
Census Block1019
Census Tract123802

Owner

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 SURF RD, LINDENHURST, NY 11757-6638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed, Transfer · FHA Mortgage
MID-ISLAND MORTGAGE CORP
Sep 13, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
RHMC FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Book / Page13119 / 910
Record UpdatedSep 20, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateSep 15, 2021
Property Address28 SURF RD, LINDENHURST, NY 11757-6638
Document Number0131190910
Book / Page13119 / 910
Instrument DateJul 1, 2021
Transaction TypeTransfer
Record UpdatedMar 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2524 MOUNT AVE, OCEANSIDE, NY 11572-1518

Mortgage

Document Number0233250008
DateSep 15, 2021
Book Page23325/8
InstrumentDM034442
Lender
NameMID-ISLAND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address28 SURF RD, LINDENHURST, NY 11757-6638
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229590123
DateSep 13, 2018
Book Page22959/123
Instrument18-0171060
Lender
NameRHMC FINANCIAL CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBabylon Town
Unified School DistrictCopiague Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,890 (-) Land $180 Building $2,710$489,830 (+11,254.43%) Land $30,508 Building $459,322
2024$10,171.00$4,314 (-1.48%) Land $269 Building $4,045
2023$2,890 Land $180 Building $2,710$4,379 Land $273 Building $4,106

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 236 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies236 in force
Nearby Flood Claims629 (1979–2025)
Claims Outside the SFHA90 of 629
Most Recent ClaimApr 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 313 claims
  • Hurricane Irene, Aug 2011 · 65 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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