40 Summit Ave, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 40 Summit Ave, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	2,556 sqft · built 1975
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (May 2022)
Tax Bill	$16,873 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00014-20-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00014-20-00004`
Alternative APN	`0200014002000004`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	3,186 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 SUMMIT AVE
City	CLIFTON
State	NJ
Zip	07013-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B2
Legal Subdivision	CITY/CLIFTON
Legal Block	14.20
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1012
Census Tract	124201

Owner

40 Summit Ave is owned and occupied by an individual who bought it in May 2022.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	40 SUMMIT AVE, CLIFTON, NJ 07013-1068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 31, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Aug 13, 2007 · Amount on File
Deed Document Number	202228878
Deed Book / Page	4321 / 100
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0000019859
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	40 SUMMIT AVE, CLIFTON, NJ 07013-1068
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010671
Date	Feb 22, 2022
Book Page	M17819/1
Instrument	2022010671

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 31, 2022
Property Address	40 SUMMIT AVE, CLIFTON, NJ 07013-1068
Document Number	0000028878
Book / Page	D4321 / 100
Instrument Date	May 10, 2022
Instrument	2022028878
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, MYTITLEDIRECT COM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SUMMIT AVE, CLIFTON, NJ 07013-1068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMIT AVE, CLIFTON, NJ 07013-1068

Mortgage

Document Number	0000028879
Date	May 31, 2022
Instrument	2022028879

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 3, 2018
Property Address	40 SUMMIT AVE, CLIFTON, NJ 07013-1068
Document Number	0000019859
Book / Page	003301 / 000020
Instrument Date	Apr 30, 2018
Instrument	19859
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SUMMIT AVE CLIFTON NJ 070131068, CLIFTON, NJ 07013-1068

Tax Assessment & Valuation

The 2025 property tax bill for 40 Summit Ave was $16,873, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,300 (-) Land $77,500 Building $197,800	$275,300 (-) Land $77,500 Building $197,800
2025	$16,873.00 (+3.25%)	$275,300 Land $77,500 Building $197,800	$275,300 Land $77,500 Building $197,800
2024	$16,342.00
2023		$275,300 Land $77,500 Building $197,800	$275,300 Land $77,500 Building $197,800
2022	$15,616.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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