20 Summit Ave, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 20 Summit Ave, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 1900
Lot Size	0.074 acres (3,202 sqft)
Owner	Company Name on File
Last Sale	$650,000 (May 2024)
Tax Bill	$9,831 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00014-17-00008`

Property Details

APN / Parcel Number

Primary APN	`02-00014-17-00008`
Alternative APN	`0200014001700008`

Interior

Stories	2 Stories
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,202 sqft (0.074 acres)
Lot Dimensions	100 ft deep x 32 ft wide

Location & Zoning

Street Address	20 SUMMIT AVE
City	CLIFTON
State	NJ
Zip	07013-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B2
Legal Block	14.17
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1011
Census Tract	124201

Owner

20 Summit Ave is owned by a company that bought it in May 2024.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	15 CALUMET AVE, LAKE HIAWATHA, NJ 07034-2704
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
May 6, 2024	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 30, 2021	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	202414544
Deed Book / Page	4704 / 264
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 17, 2026
Property Address	20 SUMMIT AVE, CLIFTON, NJ 07013-1055
Document Number	0000013224
Book / Page	5080 / 160
Instrument Date	Apr 15, 2026
Instrument	202613224
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	15 CALUMET AVE, LAKE HIAWATHA, NJ 07034-2704

Mortgage

Document Number	0000013225,
Date	Apr 17, 2026
Instrument	202613225

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 6, 2024
Property Address	20 SUMMIT AVE, CLIFTON, NJ 07013-1055
Document Number	0000014544
Book / Page	D4704 / 264
Instrument Date	Apr 25, 2024
Instrument	2024014544
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	PINNACLE TITLE AGENCY, PINNACLE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SUMMIT AVE, CLIFTON, NJ 07013-1055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT AVE, CLIFTON, NJ 07013-1055

Mortgage

Document Number	0000014545
Date	May 6, 2024
Instrument	2024014545

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 30, 2021
Property Address	20 SUMMIT AVE, CLIFTON, NJ 07013-1055
Document Number	0000042960
Book / Page	D4072 / 69
Instrument Date	Jun 10, 2021
Instrument	2021042960
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT AVE, CLIFTON, NJ 07013-1055

Mortgage

Document Number	0000042961
Date	Jun 30, 2021
Instrument	2021042961

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Summit Ave was $9,831, up 16% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,600 (+11.97%) Land $70,300 Building $109,300	$179,600 (+11.97%) Land $70,300 Building $109,300
2025	$9,831.00 (+15.97%)	$160,400 Land $70,300 Building $90,100	$160,400 Land $70,300 Building $90,100
2024	$8,477.00
2023		$142,800 Land $70,300 Building $72,500	$142,800 Land $70,300 Building $72,500
2022	$8,153.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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