40 Summer St, Westwood, MA 02090 Property Records

Norfolk County and Westwood Town property record for 40 Summer St, Westwood, MA 02090

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 3,993 sqft · built 1950
Lot Size	0.473 acres (20,584 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Dec 2020)
Tax Bill	$17,166 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WWOO M:005 B:000 L:036`

Property Details

APN / Parcel Number

Primary APN	`WWOO M:005 B:000 L:036`
Alternative APN	`14`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,993 sqft Living Area
Gross Area	8,046 sqft
1st Floor Area	1,247 sqft
Basement Area	991 sqft
Unfinished Basement	639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,584 sqft (0.473 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	14
Street Address	40 SUMMER ST
City	WESTWOOD
State	MA
Zip	02090-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	WESTWOOD MA
Township / Civil Division	WESTWOOD
Census Block Group	1
Census Block	1000
Census Tract	412200

Owner

40 Summer St is owned and occupied by an individual who bought it in December 2020.

Source: Norfolk County and Westwood Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	40 SUMMER ST, WESTWOOD, MA 02090-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Apr 3, 2012 · Amount on File
Deed Document Number	2020146213
Deed Book / Page	38785 / 174
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	38785-174
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Dec 23, 2020
Property Address	40 SUMMER ST, WESTWOOD, MA 02090-1006
Document Number	38785-174
Book / Page	38785 / 174
Instrument Date	Oct 22, 2020
Instrument	146213
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 SUMMER ST, WESTWOOD, MA 02090-1006

Mortgage

Document Number	146214
Date	Dec 23, 2020
Instrument	146214

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Summer St was $17,166, up 28.3% from the year before.

Source: Norfolk County and Westwood Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Westwood Town
Unified School District	Westwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,166.00 (+28.34%)	$1,341,100 (+28.45%) Land $545,100 Building $796,000
2024	$13,375.00 (+13.29%)	$1,044,100 (+26.47%) Land $519,100 Building $525,000	$1,050,700
2023	$11,806.00	$825,600 Land $432,700 Building $392,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Summer St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1996–2008)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer St

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