2 Summer St, Westwood, MA 02090 Property Records

Norfolk County and Westwood Town property record for 2 Summer St, Westwood, MA 02090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,036 sqft · built 1950
Lot Size	0.498 acres (21,692 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Apr 2010)
Tax Bill	$12,371 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WWOO M:005 B:000 L:051`

Property Details

APN / Parcel Number

Primary APN	`WWOO M:005 B:000 L:051`
Alternative APN	`29`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	4,408 sqft
1st Floor Area	1,800 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,692 sqft (0.498 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29
Street Address	2 SUMMER ST
City	WESTWOOD
State	MA
Zip	02090-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTWOOD
Legal Lot Number	51
Jurisdiction	WESTWOOD MA
Township / Civil Division	WESTWOOD
Census Block Group	1
Census Block	1001
Census Tract	412200

Owner

2 Summer St is owned and occupied by two individuals who bought it in April 2010.

Source: Norfolk County and Westwood Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SUMMER ST, WESTWOOD, MA 02090-1054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 30, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2010 · Amount on File
Deed Sale	Apr 30, 2010 · Amount on File
Prior Sale	Jul 26, 2006 · Amount on File
Deed Document Number	201039929
Deed Book / Page	27641 / 202
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	2 SUMMER ST, WESTWOOD, MA 02090-1054
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040657-69
Date	Jul 1, 2022
Book Page	40657/69
Instrument	58902

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	2 SUMMER ST, WESTWOOD, MA 02090-1054
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39003-326
Date	Feb 16, 2021
Book Page	39003/326
Instrument	19531

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	2 SUMMER ST, WESTWOOD, MA 02090-1054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34881-172
Date	Jan 30, 2017
Book Page	34881/172
Instrument	9090

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2 Summer St was $12,371, down 1.5% from the year before.

Source: Norfolk County and Westwood Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Westwood Town
Unified School District	Westwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,371.00 (-1.5%)	$966,500 (-1.43%) Land $554,900 Building $411,600
2024	$12,560.00 (+15.71%)	$980,500 (+29.17%) Land $528,600 Building $451,900	$1,026,475
2023	$10,855.00	$759,100 Land $440,300 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Summer St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1996–2008)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer St

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