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40 Stephens Ln, Lumberton, TX 77657 Property Records

Hardin County property record for 40 Stephens Ln, Lumberton, TX 77657 · Last verified February 2026

Property Summary

Property TypeTownhouse
Details1,576 sqft · built 1996
OwnerIndividual Name on File
Tax Bill$794 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN005132-000070

Property Details

APN / Parcel Number

Primary APN005132-000070
Alternative APN
  • 33516

Interior

Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,662 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area131 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number33516
Street Address40 STEPHENS LN
CityLUMBERTON
StateTX
Zip77657-6200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionS05132 CARRIAGE HILLS EST TOWNHOUSE, LOT 7
Legal SubdivisionCARRIAGE HILLS EST TOWNHOUSE
Legal Lot Number7
JurisdictionHARDIN TX
Township / Civil DivisionLUMBERTON
Census Block Group2
Census Block2000
Census Tract30501

Owner

Source: Hardin County records · APN 005132-000070

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 STEPHENS LN, LUMBERTON, TX 77657-6200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2019Vendor's Lien, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 24, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2019
Deed SaleJun 17, 2019
Deed Document Number2019-95716
Record UpdatedJun 08, 2026

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARDIN TX
Recording DateJun 17, 2019
Property Address40 STEPHENS LN, LUMBERTON, TX 77657-6200
Document Number0000095716
Map ReferenceVOL 3 PG 179-A
Instrument DateJun 14, 2019
Instrument2019-95716
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 STEPHENS LN # 7, 7, LUMBERTON, TX 77657-6200

Mortgage

Document Number0000095717
DateJun 17, 2019
Instrument2019-95717
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARDIN TX
Recording DateJul 24, 2017
Property Address40 STEPHENS LN, LUMBERTON, TX 77657-6200
Document Number0000076178
Instrument DateJul 24, 2017
Instrument76178
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 STEPHENS LN LUMBERTON TX 776576200, LUMBERTON, TX 77657-6200

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyHardin County
MunicipalityLumberton City
Unified School DistrictLumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$794.00 (-25.45%) Homeowner's exemption Senior Citizen's exemption$160,852 (-2.11%) Land $5,000 Building $155,852$160,852 (-2.11%) Land $5,000 Building $155,852
2023$1,065.00 Homeowner's exemption Senior Citizen's exemption$164,314 Land $5,000 Building $159,314$164,314 Land $5,000 Building $159,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (48199C), updated October 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481990305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Nearby Flood Policies52 in force
Nearby Flood Claims33 (1989–2024)
Claims Outside the SFHA31 of 33
Most Recent ClaimNov 2024, rainfall accumulation
Claims By Storm
  • Hurricane Harvey, Sep 2017 · 3 claims
  • Hurricane Ike, Sep 2008 · 4 claims
  • Hurricane Rita, Sep 2005 · 7 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
ITC Broadband OperatingFiber1,000 / 200
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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