Hardin County property record for 31 Stephens Ln, Lumberton, TX 77657
| Property Type | Townhouse |
|---|---|
| Details | 1,498 sqft · built 2004 |
| Owner | Individual Name on File |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005132-000020 |
| Primary APN | 005132-000020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,498 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 33511 |
|---|---|
| Street Address | 31 STEPHENS LN |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-6201 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | S05132 CARRIAGE HILLS EST TOWNHOUSE, LOT UNIT 2, ACRES .0 |
| Legal Subdivision | CARRIAGE HILLS EST TOWNHOUSE |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30501 |
Source: Hardin County records · APN 005132-000020
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 STEPHENS LN, LUMBERTON, TX 77657-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2006 |
| Deed Sale | Feb 01, 2006 |
| Deed Document Number | 2006-00953 |
| Deed Book / Page | 1540 / 891 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 31 STEPHENS LN, LUMBERTON, TX 77657-6201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 31 STEPHENS LN, LUMBERTON, TX 77657-6201 |
| Investor | Possibly a Property Investor |
| Document Number | 0000156762 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-156762 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 31 STEPHENS LN, LUMBERTON, TX 77657-6201 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000125049 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022-125049 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2037 |
Source: Hardin County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (-30.18%) Homeowner's exemption Senior Citizen's exemption | $181,444 (-) Land $15,000 Building $166,444 | $181,444 (-) Land $15,000 Building $166,444 |
| 2024 | $1,524.00 (-13.31%) Homeowner's exemption Senior Citizen's exemption | $181,444 (-0.93%) Land $15,000 Building $166,444 | $181,444 (-0.93%) Land $15,000 Building $166,444 |
| 2023 | $1,758.00 | $183,143 Land $15,000 Building $168,143 | $183,143 Land $15,000 Building $168,143 |
Source: FEMA National Flood Hazard Layer as of October 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 33 (1989–2024) |
| Claims Outside the SFHA | 31 of 33 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 103 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUMBERTON MUD serves 31,428 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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