40 Stephen Dr, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 40 Stephen Dr, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1973
Lot Size	0.33 acres (14,355 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (Feb 2024)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:07D B:0033 L:G47`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:07D B:0033 L:G47`
Alternative APN	`6279`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,958 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,355 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6279
Street Address	40 STEPHEN DR
City	CHATHAM
State	MA
Zip	02633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	33
Legal Lot Number	G47
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3009
Census Tract	10700

Owner

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 BRANDYWINE RD, SKILLMAN, NJ 08558-1644
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Quit Claim Deed, Transfer
Oct 18, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Oct 23, 2020	Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK
May 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0001369421
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Feb 29, 2024
Property Address	40 STEPHEN DR, CHATHAM, MA 02633
Document Number	0001497715
Instrument Date	Feb 12, 2024
Instrument	1497715
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BRANDYWINE RD, SKILLMAN, NJ 08558-1644

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	40 STEPHEN DR, CHATHAM, MA 02633
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001332293
Date	Oct 18, 2017
Instrument	1332293

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	40 STEPHEN DR, CHATHAM, MA 02633
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001362917
Date	Jan 23, 2019
Instrument	1362917

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	40 STEPHEN DR, CHATHAM, MA 02633
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001409678
Date	Oct 23, 2020
Instrument	1409678

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Nov 1, 2027
Index	LIBOR

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	May 6, 2019
Property Address	40 STEPHEN DR, CHATHAM, MA 02633
Document Number	0001369421
Instrument Date	Apr 30, 2019
Instrument	1369421
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,525.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 STEPHEN DR CHATHAM MA 02633, CHATHAM, MA 02633

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00 (+4.93%)	$681,000 (+7.98%) Land $391,400 Building $289,600	$768,265
2024	$2,252.00 (+6.33%)	$630,700 (+15.56%) Land $369,200 Building $261,500
2023	$2,118.00	$545,800 Land $307,700 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 units insured incl. 2 condo units
Nearby Flood Claims	6 (1987–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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