15 Stephen Dr, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 15 Stephen Dr, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1971
Lot Size	0.296 acres (12,900 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jun 2025)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:08D B:0067 L:G22`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:08D B:0067 L:G22`
Alternative APN	`6841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,872 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,900 sqft (0.296 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6841
Street Address	15 STEPHEN DR
City	CHATHAM
State	MA
Zip	02633-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	67
Legal Lot Number	G22
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3011
Census Tract	10700

Owner

Source: Barnstable County and Chatham Town records · APN CHAT M:08D B:0067 L:G22

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 PINCKNEY ST, BOSTON, MA 02114-3267
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Jul 09, 1971 · Amount on Record
Deed Document Number	20251524702
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	15 STEPHEN DR, CHATHAM, MA 02633-1640
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001524942
Date	Jun 16, 2025
Instrument	1524942

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00 (+2.42%)	$718,400 (+5.35%) Land $385,300 Building $333,100	$735,395
2024	$2,434.00	$681,900 Land $363,500 Building $318,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010107003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 units insured incl. 2 condo units
Nearby Flood Claims	6 (1987–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2013 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 206 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4055000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.