40 Steeple Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 40 Steeple Ct, Germantown, MD 20874 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,840 sqft · built 1993
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2013)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02600485`

Property Details

APN / Parcel Number

Primary APN	`02-02600485`
Alternative APN	`02600485`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	720 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	180 sqft
Balcony Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02600485
Street Address	40 STEEPLE CT
City	GERMANTOWN
State	MD
Zip	20874-6182
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	M
Legal Lot Number	120
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	700306

Owner

Source: Montgomery County records · APN 02-02600485

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 STEEPLE CT, GERMANTOWN, MD 20874-6182
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2013 · Amount on Record
Deed Sale	Nov 12, 2013 · Amount on Record
Prior Sale	Nov 01, 1993 · Amount on Record
Deed Book / Page	47944 / 35
Transfer Doc	0000281649
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	40 STEEPLE CT, GERMANTOWN, MD 20874-6182
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 STEEPLE CT, GERMANTOWN, MD 20874-6182

Mortgage

Document Number	0672370285
Date	Aug 01, 2023
Book Page	67237/285

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2043

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,533 (+6.8%)	$509,000 (-) Land $150,000 Building $359,000
2025	$5,594.00 (+49.57%)	$448,067 (+13.49%)	$509,000 (+21.89%) Land $150,000 Building $359,000
2023		$394,800	$417,600 Land $150,000 Building $267,600
2022	$3,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.