38 Steeple Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 38 Steeple Ct, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,972 sqft · built 1993
Lot Size	0.046 acres (2,000 sqft)
Owner	Company Name on Record
Last Sale	$222,000 (Sep 1993)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02600474`

Property Details

APN / Parcel Number

Primary APN	`02-02600474`
Alternative APN	`02600474`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	786 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	324 sqft
Balcony Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02600474
Street Address	38 STEEPLE CT
City	GERMANTOWN
State	MD
Zip	20874-6182
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	M
Legal Lot Number	119
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	700306

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38 STEEPLE CT, GERMANTOWN, MD 20874-6182
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 12, 2020	Quit Claim Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 1993 · Amount on Record
Deed Sale	Sep 22, 1993 · Amount on Record
Deed Book / Page	11791 / 496
Last Transfer Date	Oct 14, 2020
Transfer Doc	0609050444
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	38 STEEPLE CT, GERMANTOWN, MD 20874-6182
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590800103
Date	Feb 19, 2020
Book Page	59080/103

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 27, 2020
Property Address	38 STEEPLE CT, GERMANTOWN, MD 20874-6182
Document Number	0609050444
Book / Page	060905 / 000444
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38 STEEPLE CT GERMANTOWN MD 208746182, GERMANTOWN, MD 20874-6182

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 12, 2020
Property Address	38 STEEPLE CT, GERMANTOWN, MD 20874-6182
Document Number	0590300445
Book / Page	059030 / 000445
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	RGS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	38 STEEPLE CT GERMANTOWN MD 208746182, GERMANTOWN, MD 20874-6182

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,933 (+6.7%)	$498,400 (-) Land $150,000 Building $348,400
2025	$4,803.00 (-5.36%)	$439,467 (+13.34%)	$498,400 (+21.56%) Land $150,000 Building $348,400
2024	$5,075.00 (+38.36%)
2023		$387,733	$410,000 Land $150,000 Building $260,000
2022	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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