St. Johns County property record for 40 Split Oak Rd, Saint Augustine, FL 32092 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,893 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $382,043 (2020) |
| Tax Bill | $8,089.00 (2025) |
| Primary APN | 029011-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,893 sqft Living Area |
| Gross Area | 3,473 sqft Gross Area |
| 1st Floor | 2,369 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,246 sqft (0.35 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Porch Area | 225 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 40 SPLIT OAK RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5443 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 2 OR4860/1640 & 5466/1171(Q/C) & 5583/1943(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 1 UNITS A AND B |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-0020
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST GUARANTY MORTGAGE CORP |
| Jan 11, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 06, 2020 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2020 · Amount on Record |
| Deed Sale | Jan 06, 2020 · Amount on Record |
| Prior Sale | Dec 13, 2016 · Amount on Record |
| Deed Doc Number | 2020638 |
| Deed Book / Page | 4860 / 1640 |
| Last Transfer Date | Jun 23, 2022 |
| Transfer Doc | 0000062291 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Document Number | 0052011067 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 5201/1067 |
| Instrument | 2021026050 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 40 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Document Number | 0054661171 |
| Book / Page | 5466 / 1171 |
| Map Reference | MB 73 PG 4-27 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 2022003499 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 QUEENSLAND CIR, 218, PONTE VEDRA, FL 32081-6063 |
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 06, 2020 |
| Property Address | 40 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Document Number | 0048601640 |
| Book / Page | 4860 / 1640 |
| Map Reference | MB 73 PG 4-27 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 2020000638 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,674.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, JACKSONVILLE, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 40 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Document Number | 0048601644 |
|---|---|
| Date | Jan 06, 2020 |
| Instrument | 4860/1644 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,366 (+2.7%) | $539,219 (+1.49%) Land $100,000 Building $439,219 | |
| 2025 | $8,089.00 (+7.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $416,130 (+18.96%) | $531,317 (+19.72%) Land $100,000 Building $431,317 |
| 2024 | $7,508.00 (+9.48%) | ||
| 2023 | $6,858.00 (+1.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $349,808 (+3%) | $443,800 (+6.26%) Land $84,000 Building $359,800 |
| 2022 | $6,743.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $339,619 | $417,644 Land $84,000 Building $333,644 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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