28 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 28 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,369 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
GarageAttached, 580 sqft
Last Sale$445,000 (2021)
Tax Bill$8,884.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,369 sqft Living Area
Gross Area3,084 sqft Gross Area
1st Floor2,369 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,761 sqft (0.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area580 sqft Garage
Patio Area60 sqft Patio
Porch Area219 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address28 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5443
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 1 OR5229/1940
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block4
Legal Lot Number1
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4019
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0010

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20 DRIFTWOOD DR, KEY WEST, FL 33040-6233
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2021Warranty Deed, Transfer
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Mar 02, 2020Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2021 · Amount on Record
Deed SaleApr 06, 2021 · Amount on Record
Prior SaleMar 02, 2020 · Amount on Record
Deed Doc Number202138143
Deed Book / Page5229 / 1940
Record RefreshedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 06, 2021
Property Address28 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443
Document Number0052291940
Book / Page5229 / 1940
Map ReferenceMB 73 PG 4-27
Instrument DateApr 06, 2021
Instrument2021038143
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Tax$3,115.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address28 SPLIT OAK RD, 28, ST AUGUSTINE, FL 32092-5443

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 DRIFTWOOD DR, KEY WEST, FL 33040-6233

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 02, 2020
Property Address28 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443
Document Number0048921622
Book / Page4892 / 1622
Map ReferenceMB 73 PG 4-27
Instrument DateFeb 27, 2020
Instrument2020016360
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,263.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443

Mortgage

Document Number48921623
DateMar 02, 2020
Instrument4892/1623
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$447,155 (+3.66%) Land $100,000 Building $347,155$447,155 (+3.66%) Land $100,000 Building $347,155
2025$8,884.00 (+5.26%)$431,357 (+9.43%)$431,357 (+9.43%) Land $100,000 Building $331,357
2024$8,440.00 (+5.7%)
2023$7,985.00 (+3.46%)$394,178 (+6.09%)$394,178 (+6.09%) Land $84,000 Building $310,178
2022$7,718.00$371,549$371,549 Land $84,000 Building $287,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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