40 Skipper Ln, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 40 Skipper Ln, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,540 sqft · built 1992
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Feb 2026)
Tax Bill	$7,776 (2026)
Deeds & Mortgages	Nov 2022 Refinance Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:255 L:26`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:255 L:26`
Alternative APNs	`M:329255 B:00026 L:00000` `255 26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	5,636 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	255 26
Street Address	40 SKIPPER LN
City	WESTFIELD
State	MA
Zip	01085-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Lot Number	26
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3038
Census Tract	812800

Owner

40 Skipper Ln is owned and occupied by an individual who bought it in February 2026.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 SKIPPER LN, WESTFIELD, MA 01085-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Feb 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK FSB
Aug 13, 2025	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Aug 13, 2025 · Amount on File
Deed Document Number	20266502
Deed Book / Page	26219 / 110
Prior Transfer Date	Feb 12, 2026
Prior Transfer Doc	026219-110
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	40 SKIPPER LN, WESTFIELD, MA 01085-1223
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024791-98
Date	Nov 2, 2022
Book Page	24791/98
Instrument	65251

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 13, 2026
Property Address	40 SKIPPER LN, WESTFIELD, MA 01085-1223
Document Number	026219-110
Book / Page	26219 / 110
Instrument Date	Feb 12, 2026
Instrument	6502
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SKIPPER LN, WESTFIELD, MA 01085-1223

Mortgage

Document Number	0000006503
Date	Feb 13, 2026
Instrument	6503

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 13, 2025
Property Address	40 SKIPPER LN, WESTFIELD, MA 01085-1223
Document Number	025983-491
Book / Page	25983 / 491
Instrument Date	Aug 12, 2025
Instrument	37519
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 SKIPPER LN, WESTFIELD, MA 01085-1223

Tax Assessment & Valuation

The 2026 property tax bill for 40 Skipper Ln was $7,776, up 9.4% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,776.00 (+9.43%)	$520,800 (+11.26%) Land $129,800 Building $391,000	$567,592 (+7.03%)
2025	$7,106.00	$468,100 Land $126,200 Building $341,900	$530,290 (+22.09%)
2024			$434,340
2023	$7,006.00	$412,600 Land $109,400 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Skipper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Skipper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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