28 Skipper Ln, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 28 Skipper Ln, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 972 sqft · built 1951
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Nov 2004)
Tax Bill	$4,412 (2026)
Deeds & Mortgages	Feb 2022 Refinance Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:255 L:10`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:255 L:10`
Alternative APN	`M:329255 B:00010 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	972 sqft Living Area
Gross Area	2,600 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,400 sqft (0.331 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 SKIPPER LN
City	WESTFIELD
State	MA
Zip	01085-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	10
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3038
Census Tract	812800

Owner

28 Skipper Ln is owned and occupied by an individual who bought it in November 2004.

Source: Hampden County and Westfield City records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	28 SKIPPER LN, WESTFIELD, MA 01085-1223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2004 · Amount on File
Deed Sale	Nov 30, 2004 · Amount on File
Deed Document Number	200415510
Deed Book / Page	14663 / 182
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	28 SKIPPER LN, WESTFIELD, MA 01085-1223
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024396-42
Date	Feb 8, 2022
Book Page	24396/42
Instrument	8220

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	28 SKIPPER LN, WESTFIELD, MA 01085-1223
Document Number	22557-426
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SKIPPER LN WESTFIELD MA 010851223, WESTFIELD, MA 01085-1223

Mortgage

Document Number	22557-426
Date	Feb 15, 2019
Book Page	022557/000426
Instrument	8385

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 28 Skipper Ln was $4,412, up 9.9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,412.00 (+9.92%)	$295,500 (+11.76%) Land $118,400 Building $177,100	$261,118 (+20.66%)
2025	$4,014.00	$264,400 Land $114,900 Building $149,500	$216,410 (+12.05%)
2024			$193,135
2023	$3,853.00	$226,900 Land $99,600 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Skipper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Skipper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Skipper Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures