Cape Girardeau County property record for 40 Schonoff Ln, Cape Girardeau, MO 63703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,961 sqft · built 1989 |
| Lot Size | 1.28 acres (56,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Nov 2008) |
| Tax Bill | $3,808 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203070005012000000 |
| Primary APN | 203070005012000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,961 sqft Living Area |
| Basement Area | 840 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 56,062 sqft (1.28 acres) |
| Lot Dimensions | 207 ft deep x 153 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 40 SCHONOFF LN |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63703-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 CRITES 4TH ADDN LOT 2 SCHONHOFF MINOR SUBD |
| Legal Range | 13E |
| Legal Township | 30S |
| Legal Section | 01 |
| Legal Subdivision | SCHONHOFF MINOR SUBD |
| Legal Lot Number | 12 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | CAPE GIRARDEAU |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 881302 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SCHONOFF LN, CAPE GIRARDEAU, MO 63703-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on Record |
| Deed Sale | Nov 25, 2008 · Amount on Record |
| Deed Document Number | 200814225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 40 SCHONOFF LN, CAPE GIRARDEAU, MO 63703-5022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202103514 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-03514 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Cape Girardeau 63 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,910 (-) Land $7,990 Building $64,920 | $383,701 (-) Land $42,039 Building $341,662 | |
| 2025 | $3,808.00 (+5.54%) | $72,910 (+5.01%) Land $7,990 Building $64,920 | $383,701 (+5%) Land $42,039 Building $341,662 |
| 2023 | $3,608.00 | $69,430 Land $7,610 Building $61,820 | $365,429 Land $40,037 Building $325,392 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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