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15 Schonoff Ln, Cape Girardeau, MO 63703 Property Records

Cape Girardeau County property record for 15 Schonoff Ln, Cape Girardeau, MO 63703

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,821 sqft · built 2000
Lot Size0.821 acres (35,763 sqft)
Owner2 Individual Names on Record
Last Sale$567,500 (Apr 2020)
Tax Bill$4,567 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN203070004002010000

Property Details

APN / Parcel Number

Primary APN203070004002010000

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,821 sqft Living Area
Basement Area1,228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Lot Area35,763 sqft (0.821 acres)
Lot Dimensions200 ft deep x 161 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address15 SCHONOFF LN
CityCAPE GIRARDEAU
StateMO
Zip63703-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT O.L. 82, 84 & 87
Legal Range13E
Legal Township30S
Legal Section01
Legal SubdivisionU S P SURVEY NO 2199
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group2
Census Block2007
Census Tract881302

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 SCHONOFF LN, CAPE GIRARDEAU, MO 63703-5021
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK
Apr 14, 2020Warranty Deed, Transfer
MONTGOMERY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Deed Document Number20203900
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address15 SCHONOFF LN, CAPE GIRARDEAU, MO 63703-5021
Transaction TypeMortgage
Record UpdatedApr 8, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202602348
DateMar 26, 2026
Instrument2026-02348
Lender
NameFIRST MIDWEST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateApr 14, 2020
Property Address15 SCHONOFF LN, CAPE GIRARDEAU, MO 63703-5021
Document Number0000003900
Instrument DateApr 10, 2020
Instrument3900
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 SCHONHOFF LN CAPE GIRARDEAU MO 63701, CAPE GIRARDEAU, MO 63701

Mortgage

Document Number3901
DateApr 14, 2020
Instrument3901
Lender
NameMONTGOMERY BK
TypeBank
AddressSIKESTON, MO 63801
Agreement
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,450 (-) Land $6,210 Building $81,240$460,258 (-) Land $32,697 Building $427,561
2025$4,567.00 (+5.52%)$87,450 (+4.99%) Land $6,210 Building $81,240$460,258 (+5%) Land $32,697 Building $427,561
2023$4,328.00$83,290 Land $5,920 Building $77,370$438,341 Land $31,140 Building $407,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people · EPA ID MO4010136
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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