Franklin County property record for 40 Saddleridge Dr, Penhook, VA 24137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 5,756 sqft · built 2009 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $13,365 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 10-042 00 |
| Primary APN | 051 10-042 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,756 sqft Living Area |
| Gross Area | 8,664 sqft |
| 1st Floor Area | 5,183 sqft |
| Basement Area | 2,592 sqft |
| Finished Basement | 2,074 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 782 sqft |
| Driveway | Brick Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 798 sqft |
| Deck Area | 324 sqft |
| Patio Area | 48 sqft |
| Balcony Area | 48 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Boat House | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 16448 |
|---|---|
| Street Address | 40 SADDLERIDGE DR |
| City | PENHOOK |
| State | VA |
| Zip | 24137-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | WATERS EDGE LOT 429-A SECTION 7 |
| Legal Subdivision | WATERS EDG |
| Legal Lot Number | 429-A |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20102 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1630 SEAWAY DR, 303, FORT PIERCE, FL 34949-3176 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 24, 2006 |
| Transfer Doc | 00087702232 |
| Record Updated | Sep 20, 2026 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,365.00 (+44.8%) | $3,108,300 (+105.41%) Land $310,000 Building $2,798,300 | $3,108,300 (+105.41%) Land $310,000 Building $2,798,300 |
| 2023 | $9,230.00 | $1,513,200 (-) Land $305,000 Building $1,208,200 | $1,513,200 (-) Land $305,000 Building $1,208,200 |
| 2022 | $1,513,200 Land $305,000 Building $1,208,200 | $1,513,200 Land $305,000 Building $1,208,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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