Miami-Dade County property record for 40 S Prospect Dr, Coral Gables, FL 33133
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,965 sqft · built 1959 |
| Lot Size | 0.278 acres (12,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,450,000 (Mar 2026) |
| Tax Bill | $45,495 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-4128-023-0470 |
| Primary APN | 03-4128-023-0470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,965 sqft Living Area |
| Gross Area | 4,016 sqft |
| 1st Floor Area | 2,965 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 12,100 sqft (0.278 acres) |
| Lot Dimensions | 121 ft deep x 100 ft wide |
| Garage Area | 275 sqft |
| Porch | Porch |
| Porch Area | 281 sqft |
| Patio Area | 636 sqft |
| Street Address | 40 S PROSPECT DR |
|---|---|
| City | CORAL GABLES |
| State | FL |
| Zip | 33133-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 28 & 29 54 41 SANS SOUCI REV & AMDPB 60-12 LOT 4 BLK 3 LOT SIZE100.000 X 121 OR 18484-3499 0299 1 |
| Legal Range | 41E |
| Legal Township | 54S |
| Legal Section | 28 |
| Legal Subdivision | SANS SOUCI REV & AMD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALL-PALMETTO BAY |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 8000 |
40 S Prospect Dr is owned and occupied by an individual who bought it in March 2026.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 7, 2019 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Prior Sale | Oct 7, 2019 · Amount on File |
| Deed Document Number | 2026145480 |
| Deed Book / Page | 35186 / 4166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Mar 3, 2026 |
| Property Address | 40 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Document Number | 0000145480 |
| Book / Page | 35186 / 4166 |
| Map Reference | MB 60 PG 12 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026R0145480 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9400 SW 72ND CT, PINECREST, FL 33156-3076 |
| Name | Verified Name |
|---|---|
| Address | 40 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Document Number | 0000004170 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 35186/4170 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Oct 7, 2019 |
| Property Address | 40 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Document Number | 0000625666 |
| Book / Page | 031636 / 001241 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 625666 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 S PROSPECT DR CORAL GABLES FL 331337004, CORAL GABLES, FL 33133-7004 |
| Document Number | 625667 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 031636/001243 |
| Instrument | 625667 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1525 S BELT LINE RD, COPPELL, TX 75019-4913 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 6, 2049 |
The 2025 property tax bill for 40 S Prospect Dr was $45,495, up 24.3% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Coral Gables City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,495.00 (+24.26%) | $2,539,255 Land $1,815,000 Building $724,255 | $2,539,255 Land $1,815,000 Building $724,255 |
| 2024 | $36,612.00 (+12.12%) | ||
| 2023 | $32,655.00 (+15.3%) | $2,131,295 (+22.46%) Land $1,391,125 Building $740,170 | $2,131,295 (+22.46%) Land $1,391,125 Building $740,170 |
| 2022 | $28,322.00 | $1,740,394 Land $992,264 Building $748,130 | $1,740,394 Land $992,264 Building $748,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 S Prospect Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 945 units insured incl. 808 condo units |
| Nearby Flood Claims | 234 (1983–2022) |
| Claims Outside the SFHA | 3 of 234 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 S Prospect Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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