Miami-Dade County property record for 20 S Prospect Dr, Coral Gables, FL 33133
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,123 sqft · built 1959 |
| Lot Size | 0.278 acres (12,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Feb 2010) |
| Tax Bill | $14,888 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-4128-023-0450 |
| Primary APN | 03-4128-023-0450 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 3,109 sqft |
| 1st Floor Area | 2,123 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 12,100 sqft (0.278 acres) |
| Lot Dimensions | 121 ft deep x 100 ft wide |
| Garage Area | 299 sqft |
| Porch | Porch |
| Porch Area | 129 sqft |
| Patio Area | 1,414 sqft |
| Street Address | 20 S PROSPECT DR |
|---|---|
| City | CORAL GABLES |
| State | FL |
| Zip | 33133-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | SANS SOUCI REV & AMDPB 60-12 LOT 2 BLK 3 LOT SIZE100.000 X 121 OR 20283-3823 03/2002 1 COC 22347-0587 04 2004 5 |
| Legal Range | 41E |
| Legal Township | 54S |
| Legal Section | 28 |
| Legal Subdivision | SANS SOUCI REV & AMD |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALL-PALMETTO BAY |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 8000 |
20 S Prospect Dr is owned and occupied by an individual who acquired it in January 2017.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2010 · Amount on File |
| Deed Sale | Feb 24, 2010 · Amount on File |
| Prior Sale | Mar 22, 2002 · Amount on File |
| Deed Document Number | 2010125827 |
| Deed Book / Page | 27193 / 3458 |
| Last Transfer Date | Jan 20, 2017 |
| Transfer Doc | 0000050361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jan 27, 2017 |
| Property Address | 20 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Document Number | 0000050361 |
| Book / Page | 30399 / 3709 |
| Map Reference | MB 60 PG 12 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 2017R0050361 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 S PROSPECT DR, CORAL GABLES, FL 33133-7004 |
| Document Number | 0000050362 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017R0050362 |
| Name | CAPITAL BANK CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
The 2025 property tax bill for 20 S Prospect Dr was $14,888 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Coral Gables City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,888.00 Homeowner's exemption | $844,833 | $2,059,526 Land $1,815,000 Building $244,526 |
| 2023 | $13,915.00 (+3.23%) Homeowner's exemption | $797,111 (+3%) | $1,639,146 (+31.97%) Land $1,391,125 Building $248,021 |
| 2022 | $13,479.00 Homeowner's exemption | $773,895 | $1,242,033 Land $992,264 Building $249,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 S Prospect Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 945 units insured incl. 808 condo units |
| Nearby Flood Claims | 234 (1983–2022) |
| Claims Outside the SFHA | 3 of 234 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 S Prospect Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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