40 Rynes Rd, Otto, NC 28763 Property Records

Macon County property record for 40 Rynes Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1986
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2025)
Tax Bill	$589 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6489760955`

Property Details

APN / Parcel Number

Primary APN	`6489760955`
Alternative APNs	`0700551` `142613` `155062`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Heated Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Deck Area	96 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	155062
Street Address	40 RYNES RD
City	OTTO
State	NC
Zip	28763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 1 SEVEN STAR #1
Legal Subdivision	SEVEN STARS SUBD
Legal Lot Number	1
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	5
Census Block	5042
Census Tract	970700

Owner

Source: Macon County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 RYNES RD, OTTO, NC 28763-9382
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Oct 15, 2025	Warranty Deed, Transfer · Commercial Mortgage THE CHAPMAN LIVING TRUST
May 26, 2023	Intrafamily Transfer, Transfer
Jun 15, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Deed Book / Page	Z43 / 1914
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	Q38/1081
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	40 RYNES RD, OTTO, NC 28763
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000D40/603
Date	Aug 24, 2020
Book Page	D-40/603
Instrument	2020005939

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 15, 2025
Property Address	40 RYNES RD, OTTO, NC 28763
Document Number	00Z43/1914
Book / Page	Z-43 / 1914
Map Reference	CAB 1 SL 207 PG 3
Instrument Date	Oct 15, 2025
Instrument	2025006304
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 245, FRANKLIN, NC 28744-0245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RYNES RD, OTTO, NC 28763-9382

Mortgage

Document Number	2025006305
Date	Oct 15, 2025
Instrument	2025006305

Lender

Name	THE CHAPMAN LIVING TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2030

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	May 26, 2023
Property Address	40 RYNES RD, OTTO, NC 28763
Document Number	00N42/1592
Book / Page	N-42 / 1592
Map Reference	CAB 1 SL 207 PG 3
Instrument Date	May 26, 2023
Instrument	2023003148
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 245, FRANKLIN, NC 28744-0245

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 15, 2018
Property Address	40 RYNES RD, OTTO, NC 28763
Document Number	Q38/1081
Book / Page	Q-38 / 1081
Map Reference	DD N-20 PG 2112
Instrument Date	Jun 12, 2018
Instrument	2018004063
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 245, FRANKLIN, NC 28744-0245

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,610 (-) Land $30,800 Building $107,810	$138,610 (-) Land $30,800 Building $107,810
2025	$589.00 (+2.08%)	$138,610 (-) Land $30,800 Building $107,810	$138,610 (-) Land $30,800 Building $107,810
2023	$577.00	$138,610 Land $30,800 Building $107,810	$138,610 Land $30,800 Building $107,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Skyrunner.

Cell Coverage

5G (outdoors only) and 4G LTE

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