110 Rynes Rd, Otto, NC 28763 Property Records

Macon County property record for 110 Rynes Rd, Otto, NC 28763 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1989
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$197,500 (Jan 2024)
Tax Bill$1,011 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6489762941

Property Details

APN / Parcel Number

Primary APN6489762941
Alternative APNs
  • 0700979
  • 144831
  • 101015

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft
Basement Area784 sqft
Finished Basement784 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,443 sqft (0.63 acres)
TerrainRolling
PorchSlab
Porch Area284 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number101015
Street Address110 RYNES RD
CityOTTO
StateNC
Zip28763-9382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SEVEN STARS SUBD
Legal SubdivisionSEVEN STARS SUBD
Legal Lot Number2
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group5
Census Block5042
Census Tract970700

Owner

Source: Macon County records · APN 6489762941

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 RYNES RD, OTTO, NC 28763-9382
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
THE CHAPMAN LIVING TRUST
Jun 27, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2024 · Amount on Record
Deed SaleJan 08, 2024 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number2024116
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateJan 08, 2024
Property Address110 RYNES RD, OTTO, NC 28763-9382
Document Number00X42/1952
Book / PageX-42 / 1952
Map ReferenceCARD 10355
Instrument DateJan 02, 2023
Instrument2024000116
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 RYNES RD, OTTO, NC 28763-9382

Mortgage

Document Number2024000117
DateJan 08, 2024
Instrument2024000117
Lender
NameTHE CHAPMAN LIVING TRUST
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueJan 08, 2029

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateJun 27, 2019
Property Address110 RYNES RD, OTTO, NC 28763-9382
Document NumberG39/2050
Book / PageG-39 / 2050
Map ReferenceCARD 10355
Instrument DateJun 26, 2019
Instrument2019004037
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$223.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 RYNES RD, 110, OTTO, NC 28763-9382

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 RYNES RD, OTTO, NC 28763-9382

Mortgage

Document Number2019004038
DateJun 27, 2019
Instrument2019004038
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$262,940 (+81.94%) Land $27,610 Building $235,330$262,940 (+81.94%) Land $27,610 Building $235,330
2025$1,011.00 (+69.35%)
2023$597.00$144,520 Land $27,610 Building $116,910$144,520 Land $27,610 Building $116,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139707005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Policies2 in force
1 of 2 on primary residences
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby

Wildfire

Wildfire RiskModerate
above 44% of the US · above 64% of North Carolina
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Rynes Rd

Nearby Streets

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