Flathead County property record for 40 Rock Cliff Pl, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,571 sqft · built 1995 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,844 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0793403 |
| Primary APN | R0793403 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,571 sqft Living Area |
| 1st Floor Area | 2,571 sqft |
| Basement Area | 642 sqft |
| Finished Basement | 642 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 33,541 sqft (0.77 acres) |
| Terrain | Steep |
| View / Lot | Waterfront / Beach |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 708 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000973455 |
|---|---|
| Street Address | 40 ROCK CLIFF PL |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE BEND AMD SUB AMD, S26, T27 N, R20 W, LOT 061 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 26 |
| Legal Subdivision | EAGLE BEND AMD SUB AMD |
| Legal Lot Number | 61 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1304 |
40 Rock Cliff Pl is owned and occupied by two individuals who acquired it in July 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 ROCK CLIFF PL, BIGFORK, MT 59911-6211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2015 |
| Deed Sale | Jul 23, 2015 |
| Deed Document Number | 201516039 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 40 Rock Cliff Pl was $8,844.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,844.00 | $1,173,800 | |
| 2025 | $1,173,800 Land $334,767 Building $839,033 | ||
| 2023 | $6,172.00 | $826,400 | $826,400 Land $276,154 Building $550,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Rock Cliff Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Rock Cliff Pl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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