Seneca County and Fayette Town property record for 40 River Rd, Seneca Falls, NY 13148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,302 sqft · built 1880 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Oct 2024) |
| Tax Bill | $5,859 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| APN | 452201 15-1-27 |
| Primary APN | 452201 15-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,302 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| 2nd Floor Area | 653 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 62,726 sqft (1.44 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 RIVER RD |
|---|---|
| City | SENECA FALLS |
| State | NY |
| Zip | 13148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 450/135, 616/125 SIDING/WINDOWS/ADDED ON TO GARAGE/ADDED LA |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2930 ALGERINE ST, STANLEY, NY 14561-9531 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Jul 12, 2017 · Amount on Record |
| Deed Document Number | 202468150 |
| Deed Book / Page | 1108 / 216 |
| Prior Transfer Date | Nov 29, 2000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 40 RIVER RD, SENECA FALLS, NY 13148 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001867/18 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 1867/18 |
| Instrument | 59992 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,859.00 (+9.45%) | ||
| 2025 | $5,353.00 (+109.1%) | $108,800 (-) Land $21,300 Building $87,500 | $190,900 (+26.33%) Land $37,373 Building $153,527 |
| 2023 | $108,800 Land $21,300 Building $87,500 | $151,111 Land $29,583 Building $121,528 | |
| 2019 | $2,560.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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