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38 River Rd, Seneca Falls, NY 13148 Property Records

Seneca County and Fayette Town property record for 38 River Rd, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,407 sqft · built 1880
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Apr 2014)
Tax Bill$4,269 (2026)
Deeds & MortgagesSep 2025 Transfer
Oct 2023 Refinance
APN452201 15-1-26

Property Details

APN / Parcel Number

Primary APN452201 15-1-26
Alternative APN
  • 220101500000010260000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,407 sqft Living Area
1st Floor Area1,113 sqft
Upper Floors Area294 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,632 sqft (0.29 acres)
Garage TypeDetached
PorchSlab
Porch Area252 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 RIVER RD
CitySENECA FALLS
StateNY
Zip13148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number26.000
JurisdictionSENECA NY
Township / Civil DivisionFAYETTE
Census Block Group1
Census Block1010
Census Tract950700

Owner

38 River Rd is owned by an individual who acquired it in June 2025.

Source: Seneca County and Fayette Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9338 LODI CENTER RD, LODI, NY 14860-9764
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 5, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2014 · Amount on File
Deed SaleApr 14, 2014 · Amount on File
Deed Book / Page889 / 160
Last Transfer DateJun 26, 2025
Transfer Doc001127/200
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSENECA NY
Recording DateSep 8, 2025
Property Address38 RIVER RD, SENECA FALLS, NY 13148
Document Number001127/200
Book / Page1127 / 200
Instrument DateJun 26, 2025
Instrument71571
Transaction TypeTransfer
Record UpdatedOct 1, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9338 LODI CENTER RD, LODI, NY 14860-9764

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address38 RIVER RD, SENECA FALLS, NY 13148
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001903/23
DateOct 5, 2023
Book Page1903/23
Instrument64210
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 38 River Rd was $4,269, up 9.4% from the year before.

Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionFayette Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,269.00 (+9.41%)
2025$3,902.00 (+4.67%)$79,100 (-) Land $14,400 Building $64,700$138,800 (+15.86%) Land $25,268 Building $113,532
2024$3,728.00$79,100 (-) Land $14,400 Building $64,700$119,800 (+9.05%) Land $21,809 Building $97,991
2023$79,100 Land $14,400 Building $64,700$109,861 Land $20,000 Building $89,861
2019$1,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 38 River Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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