40 Ridge Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 40 Ridge Rd, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,322 sqft · built 1928
Lot Size0.25 acres (10,890 sqft)
Owner2 Trust Names on Record
Last Sale$775,000 (Jul 2026)
Tax Bill$12,907 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCNCD M:654Z B:87

Property Details

APN / Parcel Number

Primary APNCNCD M:654Z B:87

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,322 sqft Living Area
Gross Area3,903 sqft
1st Floor Area1,308 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialBrick
Roof TypeGable
Roof MaterialSlate
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address40 RIDGE RD
CityCONCORD
StateNH
Zip03301-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Block87
Legal Lot Number10
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2005
Census Tract32900

Owner

Source: Merrimack County and Concord City records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address40 RIDGE RD, CONCORD, NH 03301-3017
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Prior SaleMay 12, 2016 · Amount on Record
Deed Document Number2026202600011174
Deed Book / Page3936 / 535
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateJul 10, 2026
Property Address40 RIDGE RD, CONCORD, NH 03301-3017
Document Number0000011174
Book / Page3936 / 535
Instrument DateJul 9, 2026
Instrument202611174
Transaction TypeTransfer
Record UpdatedOct 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 RIDGE RD, CONCORD, NH 03301-3017

Mortgage

DateJul 10, 2026
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,907.00 (+8.37%)$443,400 (-) Land $177,400 Building $266,000
2023$11,910.00 (+3.75%)$443,400 (-) Land $177,400 Building $266,000$665,000
2022$11,480.00$443,400 Land $177,400 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1987–2011)
Most Recent ClaimApr 2011 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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