Merrimack County and Concord City property record for 38 Ridge Rd, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,478 sqft · built 1928 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Trust Name on File |
| Last Sale | $660,000 (May 2022) |
| Tax Bill | $16,398 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:654Z B:88 |
| Primary APN | CNCD M:654Z B:88 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,478 sqft Living Area |
| Gross Area | 8,436 sqft |
| 1st Floor Area | 1,704 sqft |
| Attic | Attic |
| Attic Area | 1,774 sqft |
| Basement Area | 1,914 sqft |
| Unfinished Basement | 1,914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 RIDGE RD |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 88 |
| Legal Lot Number | 9 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 32500 |
38 Ridge Rd is owner-occupied and held in a trust since May 2022.
Source: Merrimack County and Concord City records, as of April 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 38 RIDGE RD, CONCORD, NH 03301-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Dec 2, 1993 · Amount on File |
| Deed Document Number | 20228915 |
| Deed Book / Page | 3791 / 218 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | May 6, 2022 |
| Property Address | 38 RIDGE RD, CONCORD, NH 03301-3017 |
| Document Number | 0000008915 |
| Book / Page | 3791 / 218 |
| Instrument Date | May 5, 2022 |
| Instrument | 202200008915 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 CENTRE ST, CONCORD, NH 03301-4141 |
| Document Number | 0000008916 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 202200008916 |
| Name | MASCOMA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 38 Ridge Rd was $16,398.
Source: Merrimack County and Concord City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,398.00 | $563,300 Land $177,400 Building $385,900 | |
| 2023 | $15,195.00 (+3.75%) | $565,700 (-) Land $177,400 Building $388,300 | $734,540 |
| 2022 | $14,646.00 | $565,700 Land $177,400 Building $388,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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