Baltimore County property record for 40 Ridge Rd, Baltimore, MD 21228
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,238 sqft · built 1926 |
| Lot Size | 0.126 acres (5,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $283,000 (Nov 2013) |
| Tax Bill | $1,926 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2020 Mortgage |
| APN | 01-0111151320 |
| Primary APN | 01-0111151320 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,238 sqft Total Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,520 sqft (0.126 acres) |
| Lot Dimensions | 120 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 0111151320 |
|---|---|
| Old Parcel Number | 10111151320 |
| Street Address | 40 RIDGE RD |
| City | BALTIMORE |
| State | MD |
| Zip | 21228-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 RIDGE RD EDMONDSON RIDGE |
| Legal Subdivision | EDMONDSON RIDGE |
| Legal Lot Number | 40 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 400600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
40 Ridge Rd is owned and occupied by an individual who bought it in November 2013.
Source: Baltimore County records, as of September 22, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 RIDGE RD, BALTIMORE, MD 21228-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on File |
| Deed Sale | Nov 14, 2013 · Amount on File |
| Prior Sale | Nov 14, 2013 · Amount on File |
| Deed Document Number | 500265 |
| Deed Book / Page | 34435 / 241 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 40 RIDGE RD, BALTIMORE, MD 21228-1908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0447680471 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 44768/471 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 40 RIDGE RD, BALTIMORE, MD 21228-1908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0435470347 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 43547/347 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 286 Months |
| Due | Aug 1, 2044 |
Source: Baltimore County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,926.00 Homeowner's exemption | $285,467 | $288,100 Land $115,500 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 40 Ridge Rd; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1999–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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