Baltimore County property record for 38 Ridge Rd, Baltimore, MD 21228
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,121 sqft · built 1925 |
| Lot Size | 0.127 acres (5,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Oct 2006) |
| Tax Bill | $3,620 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| APN | 01-0106200040 |
| Primary APN | 01-0106200040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 5,520 sqft (0.127 acres) |
| Lot Dimensions | 120 ft deep x 46 ft wide |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0106200040 |
|---|---|
| Street Address | 38 RIDGE RD |
| City | CATONSVILLE |
| State | MD |
| Zip | 21228-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 38 RIDGE RD S OF EDMONDSON AVE |
| Legal Block | 3 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 400600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
38 Ridge Rd is owned and occupied by an individual who bought it in October 2006.
Source: Baltimore County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 RIDGE RD, CATONSVILLE, MD 21228-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2006 · Amount on File |
| Deed Sale | Oct 18, 2006 · Amount on File |
| Prior Sale | Sep 27, 2006 · Amount on File |
| Deed Document Number | 2006348436 |
| Deed Book / Page | 24638 / 689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 38 RIDGE RD, BALTIMORE, MD 21228-1908 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 38 RIDGE RD, BALTIMORE, MD 21228-1908 |
| Document Number | 0488450032 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 48845/32 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270,767 | $276,500 Land $117,600 Building $158,900 | |
| 2024 | $3,620.00 (+104.64%) | ||
| 2023 | $1,769.00 Homeowner's exemption | $265,667 | $267,900 Land $115,500 Building $152,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 38 Ridge Rd; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1999–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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