40 Reflection Cove Dr, Henderson, NV 89011 Property Records

Clark County property record for 40 Reflection Cove Dr, Henderson, NV 89011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,546 sqft · built 2019
Lot Size	0.17 acres (7,414 sqft)
Owner	2 Individual Names on File
Last Sale	$707,000 (Nov 2020)
Tax Bill	$7,254 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-22-517-010`

Property Details

APN / Parcel Number

Primary APN	`160-22-517-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	2,546 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,414 sqft (0.17 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Deck Area	400 sqft
Patio Area	1,000 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 REFLECTION COVE DR
City	HENDERSON
State	NV
Zip	89011-4287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTION BAY GOLF COURSE LOTS PHASE 2 PLAT BOOK 155 PAGE 89 LOT 75
Legal Range	63E
Legal Township	21S
Legal Section	22
Legal Subdivision	REFLECTION BAY GOLF COURSE LOTS PHASE 2
Legal Phase	2
Legal Lot Number	75
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	1
Census Block	1002
Census Tract	5437

Owner

40 Reflection Cove Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Clark County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 REFLECTION COVE DR, HENDERSON, NV 89011-4287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 19, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Aug 19, 2019 · Amount on File
Deed Document Number	20203219
Record Updated	Oct 29, 2026

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Nov 13, 2020
Property Address	40 REFLECTION COVE DR, HENDERSON, NV 89011-4287
Document Number	0000003219
Map Reference	MB 155 PG 89
Instrument Date	Oct 31, 2020
Instrument	20201113-0003219
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	TICOR TITLE LAS VEGAS DUR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 REFLECTION COVE DR, 40, HENDERSON, NV 89011-4287

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6262 S 2050 E, OGDEN, UT 84403-5233

Mortgage

Document Number	0000003220
Date	Nov 13, 2020
Instrument	20201113-0003220

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Aug 19, 2019
Property Address	40 REFLECTION COVE DR, HENDERSON, NV 89011-4287
Document Number	0000000945
Map Reference	MB 155 GP89
Instrument Date	Aug 14, 2019
Instrument	20190819-0000945
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	CALATLANTIC TITLE WEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,907.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9275 W RUSSELL RD # RD400, 9275, LAS VEGAS, NV 89148-1472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 REFLECTION COVE DR, HENDERSON, NV 89011-4287

Mortgage

Document Number	0000000946
Date	Aug 19, 2019
Instrument	20190819-0000946

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 Reflection Cove Dr was $7,254.

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,254.00	$300,385 Land $92,610 Building $207,775
2024		$303,067 Land $92,610 Building $210,457	$865,906 Land $264,600 Building $601,306
2023	$6,839.00
2022			$672,400 Land $168,000 Building $504,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Reflection Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Reflection Cove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
isp.net Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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