40 Rector Ave, Woodbridge, NJ 07095 Property Records

Middlesex County and Woodbridge Township property record for 40 Rector Ave, Woodbridge, NJ 07095

Property Summary

Property TypeSingle Family Home
Details2,047 sqft · built 1963
Lot Size0.195 acres (8,499 sqft)
OwnerIndividual Name on File
Tax Bill$12,241 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN25-00541-03-00006

Property Details

APN / Parcel Number

Primary APN25-00541-03-00006
Alternative APNs
  • 2500541000300006
  • 21677

Interior

Stories2 Stories
Building Area2,047 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,499 sqft (0.195 acres)
Lot Dimensions170 ft deep x 50 ft wide

Location & Zoning

Account Number21677
Street Address40 RECTOR AVE
CityWOODBRIDGE
StateNJ
Zip07095-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREM
Legal Description50X170
Legal SubdivisionCENTRAL MANOR
Legal Block541.3
Legal Lot Number6
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group1
Census Block1019
Census Tract2901

Owner

40 Rector Ave is owned and occupied by an individual.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address40 RECTOR AVE, WOODBRIDGE, NJ 07095-3326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address40 RECTOR AVE, WOODBRIDGE, NJ 07095-3326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047373
DateJun 2, 2020
Book Page17893/628
Instrument2020047373
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 40 Rector Ave was $12,241, up 5.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,700 (-) Land $19,700 Building $66,000$85,700 (-) Land $19,700 Building $66,000
2025$12,241.00 (+5.53%)$85,700 Land $19,700 Building $66,000$85,700 Land $19,700 Building $66,000
2024$11,599.00
2023$85,700 Land $19,700 Building $66,000$85,700 Land $19,700 Building $66,000
2022$10,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Rector Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims205 (1979–2021)
Claims Outside the SFHA33 of 205
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Nov 2012 · 85 claims
  • Hurricane Irene, Aug 2011 · 40 claims
  • Severe Storms And Flooding, Mar 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Rector Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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