28 Rector Ave, Woodbridge, NJ 07095 Property Records

Middlesex County and Woodbridge Township property record for 28 Rector Ave, Woodbridge, NJ 07095

Property Summary

Property Type	Single Family Home
Details	1,840 sqft · built 1915
Lot Size	0.181 acres (7,900 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Feb 2022)
Tax Bill	$12,641 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00541-03-00003`

Property Details

APN / Parcel Number

Primary APN	`25-00541-03-00003`
Alternative APNs	`2500541000300003` `21674`

Interior

Stories	2 Stories
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Lot Area	7,900 sqft (0.181 acres)
Lot Dimensions	158 ft deep x 50 ft wide

Location & Zoning

Account Number	21674
Street Address	28 RECTOR AVE
City	WOODBRIDGE
State	NJ
Zip	07095-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REM
Legal Description	50X158 IRR
Legal Subdivision	CENTRAL MANOR
Legal Block	541.3
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	1
Census Block	1019
Census Tract	2901

Owner

28 Rector Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 RECTOR AVE, WOODBRIDGE, NJ 07095-3326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Deed Document Number	202216373
Deed Book / Page	18823 / 1494
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 9, 2022
Property Address	28 RECTOR AVE, WOODBRIDGE, NJ 07095-3326
Document Number	0000016373
Book / Page	18823 / 1494
Instrument Date	Jan 21, 2022
Instrument	2022016373
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	NOBLE TITLE, NOBLE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 SKYLINE DR, 69, BRICK, NJ 08724-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RECTOR AVE, WOODBRIDGE, NJ 07095-3326

Mortgage

Document Number	0000016374
Date	Feb 9, 2022
Instrument	2022016374

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 28 Rector Ave was $12,641, up 5.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,500 (-) Land $19,400 Building $69,100	$88,500 (-) Land $19,400 Building $69,100
2025	$12,641.00 (+5.54%)	$88,500 Land $19,400 Building $69,100	$88,500 Land $19,400 Building $69,100
2024	$11,978.00
2023		$88,500 Land $19,400 Building $69,100	$88,500 Land $19,400 Building $69,100
2022	$11,048.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Rector Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	205 (1979–2021)
Claims Outside the SFHA	33 of 205
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 85 claims Hurricane Irene, Aug 2011 · 40 claims Severe Storms And Flooding, Mar 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Rector Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20