40 Putnam St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 40 Putnam St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details600 sqft · built 1950
Lot Size0.135 acres (5,885 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Aug 2022)
Tax Bill$6,898 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00020-0000-00018

Property Details

APN / Parcel Number

Primary APN18-00020-0000-00018
Alternative APN
  • 180002000018

Interior

Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area5,885 sqft (0.135 acres)
Lot Dimensions111 ft deep x 53 ft wide

Location & Zoning

Street Address40 PUTNAM ST
CitySOMERVILLE
StateNJ
Zip08876-2738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionJERSEY VICTORY HOMES
Legal Block20
Legal Lot Number18
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1011
Census Tract50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 PUTNAM ST, SOMERVILLE, NJ 08876-2738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on Record
Deed SaleAug 5, 2022 · Amount on Record
Prior SaleJun 3, 2003 · Amount on Record
Deed Document Number202234246
Deed Book / Page7462 / 1457
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateAug 5, 2022
Property Address40 PUTNAM ST, SOMERVILLE, NJ 08876-2738
Document Number0000034246
Book / Page7462 / 1457
Instrument DateAug 5, 2022
Instrument2022034246
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyTITLE LINES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,286.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 SPOKANE LN, 1, BRANCHBURG, NJ 08876-5447

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PUTNAM ST, SOMERVILLE, NJ 08876-2738

Mortgage

Document Number0000034247
DateAug 5, 2022
Instrument2022034247
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,100 (-) Land $113,600 Building $55,500$169,100 (-) Land $113,600 Building $55,500
2025$6,898.00 (+3.2%)$169,100 (-) Land $113,600 Building $55,500$169,100 (-) Land $113,600 Building $55,500
2024$6,684.00 (+5.11%)
2023$169,100 Land $113,600 Building $55,500$169,100 Land $113,600 Building $55,500
2022$6,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1996–1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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