Somerset County and Somerville Borough property record for 39 Putnam St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1947 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Jan 2005) |
| Tax Bill | $8,072 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00026-0000-00007 |
| Primary APN | 18-00026-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 117 ft deep x 54 ft wide |
| Street Address | 39 PUTNAM ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 26 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50300 |
39 Putnam St is owned and occupied by an individual who acquired it in August 2006.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 PUTNAM ST, SOMERVILLE, NJ 08876-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2005 · Amount on File |
| Deed Sale | Jan 5, 2005 · Amount on File |
| Prior Sale | Jul 12, 2001 · Amount on File |
| Deed Book / Page | 5693 / 1167 |
| Last Transfer Date | Aug 24, 2006 |
| Transfer Doc | 0000059739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 39 PUTNAM ST, SOMERVILLE, NJ 08876-2722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000020598 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 7326/747 |
| Instrument | 2021020598 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 1, 2036 |
| Min Rate At Change | 2.25% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 39 PUTNAM ST, SOMERVILLE, NJ 08876-2722 |
| Document Number | 0000046727 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 PUTNAM ST SOMERVILLE NJ 088762722, SOMERVILLE, NJ 08876-2722 |
| Document Number | 0000046727 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 007171/002773 |
| Instrument | 46727 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2049 |
The 2025 property tax bill for 39 Putnam St was $8,072, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,900 (-) Land $113,900 Building $84,000 | $197,900 (-) Land $113,900 Building $84,000 | |
| 2025 | $8,072.00 (+3.18%) | $197,900 Land $113,900 Building $84,000 | $197,900 Land $113,900 Building $84,000 |
| 2024 | $7,823.00 | ||
| 2023 | $197,900 Land $113,900 Building $84,000 | $197,900 Land $113,900 Building $84,000 | |
| 2022 | $7,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Putnam St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Putnam St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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