40 Prospect St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 40 Prospect St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,105 sqft · built 1960
Lot Size	0.539 acres (23,461 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,630 (2026)
Deeds & Mortgages	Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0050 B:0109`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0050 B:0109`
Alternative APN	`5832`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
1st Floor Area	1,625 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	23,461 sqft (0.539 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5832
Street Address	40 PROSPECT ST
City	PEABODY
State	MA
Zip	01960-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	109
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2013
Census Tract	210301

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 PROSPECT ST, PEABODY, MA 01960-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Jun 5, 2017
Property Address	40 PROSPECT ST, PEABODY, MA 01960-2827
Document Number	35918-364
Book / Page	035918 / 000364
Instrument Date	May 31, 2017
Instrument	1706050269
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 PROSPECT ST PEABODY MA 019602827, PEABODY, MA 01960-2827

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,630.00 (+0.59%)	$700,100 (-1.64%) Land $317,700 Building $382,400	$749,579 (+31.11%)
2025	$6,591.00 (+6.03%)	$711,800 (+4.43%) Land $294,100 Building $417,700	$571,710
2024	$6,216.00 (+9.59%)	$681,600 (+14.4%) Land $294,100 Building $387,500
2023	$5,672.00	$595,800 Land $245,100 Building $350,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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