3 Prospect St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 3 Prospect St, Peabody, MA 01960 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,283 sqft · built 1986
Lot Size	0.888 acres (38,668 sqft)
Owner	2 Individual Names on File
Last Sale	$602,000 (Aug 2021)
Tax Bill	$6,186 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`M:0061 B:0105=B`

Property Details

APN / Parcel Number

Primary APN	`M:0061 B:0105=B`
Alternative APNs	`PEAB M:0061 B:0105-B` `6916`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,283 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	38,668 sqft (0.888 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6916
Street Address	3 PROSPECT ST
City	PEABODY
State	MA
Zip	01960-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105-B
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	4
Census Block	4021
Census Tract	210302

Owner

Source: Essex County and Peabody City records · APN M:0061 B:0105=B

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 PROSPECT ST, PEABODY, MA 01960-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2021 · Amount on Record
Deed Sale	Aug 06, 2021 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Book / Page	40154 / 154
Record Updated	Sep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Aug 06, 2021
Property Address	3 PROSPECT ST, PEABODY, MA 01960-2803
Document Number	040154-154
Book / Page	40154 / 154
Instrument Date	Aug 06, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 PROSPECT ST, PEABODY, MA 01960-2803

Mortgage

Document Number	0040154158
Date	Aug 06, 2021
Instrument	40154/158

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Peabody City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,186.00 (+9.24%)	$668,000 (+7.59%) Land $273,000 Building $395,000	$749,930
2024	$5,663.00 (+5.22%)	$620,900 (+9.84%) Land $273,000 Building $347,900
2023	$5,382.00	$565,300 Land $227,500 Building $337,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.