40 Pompano Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 40 Pompano Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,256 sqft · built 1996
Lot Size	0.254 acres (11,103 sqft)
Owner	Individual Name on Record
Last Sale	$612,000 (Dec 2025)
Tax Bill	$3,532 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00512420-000000`

Property Details

APN / Parcel Number

Primary APN	`00512420-000000`
Alternative APNs	`12613900512420000000` `1631736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,256 sqft Living Area
1st Floor Area	3,256 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,103 sqft (0.254 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Exterior Amenities

Pool Area	189 sqft
Porch	Open Porch
Porch Area	1,004 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1631736
Old Parcel Number	12613900512420000000
Street Address	40 POMPANO AVE
City	KEY LARGO
State	FL
Zip	33037-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LOTS 12 & 13 BOWENS ADDN TO RIVIERA VILLAGE KEY LARGO PB2-107 G57-181 OR12-271 OR373-255 OR418-726 OR692-52 OR713-679
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	BOWENS ADD RIVIERA VILLAGE
Legal Block	9
Legal Lot Number	12-13 13
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2005
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12820 SW 216TH TER, MIAMI, FL 33170-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Jun 21, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Dec 29, 1993 · Amount on Record
Deed Document Number	2526978
Deed Book / Page	3360 / 529
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	40 POMPANO AVE, KEY LARGO, FL 33037-2919
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 POMPANO AVE, KEY LARGO, FL 33037-2919

Mortgage

Document Number	0031202394
Date	Aug 20, 2021
Book Page	3120/2394
Instrument	2336256

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jul 1, 2047

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 29, 2025
Property Address	40 POMPANO AVE, KEY LARGO, FL 33037-2919
Document Number	0033600529
Book / Page	3360 / 529
Map Reference	MB 2 PG 107
Instrument Date	Dec 17, 2025
Instrument	2526978
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ASSURED TITLE AND TRUST INC, ASSURED TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,284.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 POMPANO AVE, KEY LARGO, FL 33037-2919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12820 SW 216TH TER, MIAMI, FL 33170-2606

Mortgage

Document Number	0003360531
Date	Dec 29, 2025
Instrument	3360/531

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	40 POMPANO AVE, KEY LARGO, FL 33037-2919
Document Number	0028621458
Book / Page	002862 / 001458
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 POMPANO AVE KEY LARGO FL 330372919, KEY LARGO, FL 33037-2919

Mortgage

Document Number	0028621458
Date	Jul 3, 2017
Book Page	002862/001458
Instrument	2129672

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,708 (+5.99%)	$922,126 (+11.69%) Land $387,072 Building $535,054
2024	$3,532.00 (+4.59%)
2023	$3,377.00 (+4.32%) Senior Citizen's exemption	$377,131 (+3%)	$825,635 (-0.78%) Land $312,635 Building $513,000
2022	$3,237.00 Homeowner's exemption	$366,147	$832,160 Land $312,635 Building $519,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Pompano Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures