32 Pompano Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 32 Pompano Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,837 sqft · built 1988
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jul 2022)
Tax Bill	$5,150 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00512380-000000`

Property Details

APN / Parcel Number

Primary APN	`00512380-000000`
Alternative APNs	`12613900512380000000` `1631698`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,837 sqft Living Area
1st Floor Area	1,478 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	1,060 sqft
Porch	Florida Room
Porch Area	743 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1631698
Street Address	32 POMPANO AVE
City	KEY LARGO
State	FL
Zip	33037-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 9 WLY 1/2 LT 7 AND ALL LT 8 BOWENS ADDN TO RIVIERA VILLAGE PB2-107 KEY LARGO G57-181 OR12-271 OR156-69 OR762-1835 OR972-355/56D/C OR972-357AFF OR984-1433/45WILL OR1015-2376R/S OR1046-1357 OR1068-701 OR1070-1770C OR1485-641/42C OR1461-255 OR1537-75
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	BOWENS ADD RIVIERA VILLAGE
Legal Block	9
Legal Lot Number	7,8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2005
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 POMPANO AVE, KEY LARGO, FL 33037-2919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2021	Warranty Deed, Transfer ABSOLUTE FIRST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	20222385138
Deed Book / Page	3186 / 28
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	0027341684
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 27, 2022
Property Address	32 POMPANO AVE, KEY LARGO, FL 33037-2919
Document Number	0031860028
Book / Page	3186 / 28
Map Reference	MB 2 PG 107
Instrument Date	Jul 21, 2022
Instrument	2385138
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 JASMINE ST, 159, TAVERNIER, FL 33070-2265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 POMPANO AVE, KEY LARGO, FL 33037-2919

Mortgage

Document Number	0000318630
Date	Jul 27, 2022
Instrument	3186/30

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 26, 2021
Property Address	32 POMPANO AVE, KEY LARGO, FL 33037-2919
Document Number	0030920842
Book / Page	3092 / 842
Map Reference	MB 2 PG 54
Instrument Date	Apr 26, 2021
Instrument	2316059
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 OCEAN ESTATES DR, 172, HUTCHINSON ISLAND, FL 34949-8101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98790 OVERSEAS HWY, KEY LARGO, FL 33037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$607,341 (+15.02%) Land $334,620 Building $272,721	$607,341 (+15.02%) Land $334,620 Building $272,721
2024	$5,150.00 (+10.8%)
2023	$4,648.00 (+94.8%)	$528,046 (+79.69%) Land $270,270 Building $257,776	$528,046 (+6.95%) Land $270,270 Building $257,776
2022	$2,386.00 Homeowner's exemption	$293,872	$493,741 Land $270,270 Building $223,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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