40 Pine St, Homosassa, FL 34446 Property Records

Citrus County property record for 40 Pine St, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,854 sqft · built 1983
Lot Size	0.545 acres (23,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jan 2016)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-000S0-0020`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-000S0-0020`
Alternative APNs	`1320S18E0010000S00020` `1529948`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,854 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,888 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	23,736 sqft (0.545 acres)
Lot Dimensions	216 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	468 sqft
Deck Area	Deck Area
Patio Area	642 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1529948
Street Address	40 PINE ST
City	HOMOSASSA
State	FL
Zip	34446-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SUGARMILL WOODS CYPRESS VLG LOT 2 BLK S DESCR IN O R BK 617 PG 1288
Legal Range	18E
Legal Township	20S
Legal Section	20
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	S
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2002
Census Tract	451606

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 PINE ST, HOMOSASSA, FL 34446-4616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 29, 2024	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2016 · Amount on Record
Deed Sale	Jan 27, 2016 · Amount on Record
Prior Sale	Mar 1, 2014 · Amount on Record
Deed Document Number	20163930
Deed Book / Page	2737 / 118
Last Transfer Date	Jan 29, 2024
Transfer Doc	0034401776
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	40 PINE ST, HOMOSASSA, FL 34446-4616
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE ST, HOMOSASSA, FL 34446-4616

Mortgage

Document Number	0033531233
Date	Feb 7, 2023
Book Page	3353/1233
Instrument	2023006890

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jan 29, 2024
Property Address	40 PINE ST, HOMOSASSA, FL 34446-4616
Document Number	0034401776
Book / Page	3440 / 1776
Map Reference	MB 9 PG 86-150
Instrument Date	Jan 29, 2024
Instrument	2024004774
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 PINE ST, HOMOSASSA, FL 34446-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE ST, HOMOSASSA, FL 34446-4616

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	40 PINE ST, HOMOSASSA, FL 34446-4616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE ST, HOMOSASSA, FL 34446-4616

Mortgage

Document Number	0030972388
Date	Oct 7, 2020
Book Page	3097/2388
Instrument	2020053768

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Feb 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	40 PINE ST, HOMOSASSA, FL 34446-4616
Document Number	0030071953
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 PINE ST HOMOSASSA FL 344464616, HOMOSASSA, FL 34446-4616

Mortgage

Document Number	0030071953
Date	Sep 30, 2019
Book Page	003007/001953
Instrument	51139

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2039

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,568.00 (+59.31%)	$198,055 (-16.61%)	$318,168 (+33.96%) Land $22,000 Building $296,168
2024	$1,612.00 (+2.81%) Homeowner's exemption Additional exemption filed	$237,517 (+1.87%) Land $18,870 Building $218,647	$237,517 (+1.87%) Land $18,870 Building $218,647
2023	$1,568.00 (+7.47%) Homeowner's exemption Additional exemption filed	$233,149 (+12.95%) Land $18,800 Building $214,349	$233,149 (+12.95%) Land $18,800 Building $214,349
2022	$1,459.00 Homeowner's exemption Additional exemption filed	$206,418 Land $14,000 Building $192,418	$206,418 Land $14,000 Building $192,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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