Barnstable County and Harwich Town property record for 40 Pine Dr, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1938 |
| Lot Size | 0.107 acres (4,680 sqft) |
| Owner | 2 Trusts on Record |
| Tax Bill | $4,111 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:13 P:Z15 |
| Primary APN | HARW M:13 P:Z15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| Gross Area | 1,614 sqft |
| 1st Floor Area | 870 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,680 sqft (0.107 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2093 |
|---|---|
| Street Address | 40 PINE DR |
| City | HARWICH |
| State | MA |
| Zip | 02645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11200 |
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trusts on Record |
|---|---|
| Mailing Address | 103 OLYMPIC, SAINT SIMONS ISLAND, GA 31522-2469 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2013 |
| Deed Sale | May 6, 2013 |
| Prior Sale | May 6, 2013 |
| Deed Document Number | 20132 |
| Deed Book / Page | 27351 / 139 |
| Record Updated | Sep 20, 2026 |
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,111.00 (+3.45%) | $695,600 (+5.55%) Land $502,600 Building $193,000 | $515,945 |
| 2024 | $3,974.00 (+1.35%) | $659,000 (+11.6%) Land $474,100 Building $184,900 | |
| 2023 | $3,921.00 | $590,500 Land $431,000 Building $159,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 units insured incl. 15 condo units |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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