39 Pine Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 39 Pine Dr, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,088 sqft · built 1971
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Trust Names on Record
Last Sale	$2,400,000 (Nov 2023)
Tax Bill	$14,305 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`HARW M:2 P:A1-76`

Property Details

APN / Parcel Number

Primary APN	`HARW M:2 P:A1-76`
Alternative APNs	`M:00002 B:A001 L:076` `7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	6,730 sqft
1st Floor Area	1,888 sqft
Basement Area	1,888 sqft
Unfinished Basement	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 PINE DR
City	HARWICH
State	MA
Zip	02645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	3
Census Block	3016
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7227 HORIZON DR, WEST PALM BEACH, FL 33412-3027
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Oct 4, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Nov 5, 1998 · Amount on Record
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Nov 17, 2023
Property Address	39 PINE DR, HARWICH, MA 02645
Document Number	0001491720
Instrument Date	Nov 17, 2023
Instrument	1491720
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7227 HORIZON DR, WEST PALM BEACH, FL 33412-3027

Mortgage

Document Number	0001491723
Date	Nov 17, 2023
Instrument	1491723

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Oct 4, 2023
Property Address	39 PINE DR, HARWICH, MA 02645
Document Number	0001488856
Instrument Date	Sep 8, 2023
Instrument	1488856
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SANTUIT LN, WORCESTER, MA 01609-1234

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,305.00 (-4.08%)	$2,420,400 (-2.13%) Land $1,159,200 Building $1,261,200	$2,729,540
2024	$14,913.00 (+4.54%)	$2,473,100 (+15.11%) Land $820,200 Building $1,652,900
2023	$14,266.00 (+1.8%)	$2,148,500 (+24.33%) Land $745,600 Building $1,402,900
2022	$14,014.00	$1,728,000 Land $648,400 Building $1,079,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	291 units insured incl. 176 condo units
Nearby Flood Claims	20 (1990–2023)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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