40 Penny Ln, Hickory, NC 28601 Property Records

Alexander County property record for 40 Penny Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	852 sqft · built 1985
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$1,009 (2026)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0315291 05520`

Property Details

APN / Parcel Number

Primary APN	`0315291 05520`
Alternative APNs	`9323695` `5520`

Interior

Stories	1 Story
Building Area	852 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Conventional
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9323695
Street Address	40 PENNY LN
City	HICKORY
State	NC
Zip	28601-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3716 SUBMAP 86 BLOCK 1690 (PIN) #35 B11B 0112
Legal Subdivision	FIVE OAKS SUBDIVISION
Legal Block	1690
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	1
Census Block	1006
Census Tract	40700

Owner

40 Penny Ln is owned and occupied by an individual who acquired it in October 2010.

Source: Alexander County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	40 PENNY LN, HICKORY, NC 28601-9346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2010
Transfer Doc	0005430839
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	40 PENNY LN, HICKORY, NC 28601-9346
Document Number	0006151197
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 PENNY LN HICKORY NC 286019346, HICKORY, NC 28601-9346

Mortgage

Document Number	0006151197
Date	Mar 19, 2019
Book Page	000615/001197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 Penny Ln was $1,009, down 7% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,009.00 (-7%)	$152,884 (-) Land $15,950 Building $136,934
2025	$1,085.00	$152,884 Land $15,950 Building $136,934
2023	$1,273.00	$152,884 Land $15,950 Building $136,934	$152,884 Land $15,950 Building $136,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Penny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	ALEXANDER CO WTR DIST
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20