25 Penny Ln, Hickory, NC 28601 Property Records

Alexander County property record for 25 Penny Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1995
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jul 2021)
Tax Bill	$1,481 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0304326 05497`

Property Details

APN / Parcel Number

Primary APN	`0304326 05497`
Alternative APNs	`9345014` `5497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9345014
Street Address	25 PENNY LN
City	HICKORY
State	NC
Zip	28601-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3716 SUBMAP 86 BLOCK 3444 (PIN) #1 @ FIVE OAKS B11B 0085
Legal Subdivision	FIVE OAKS SUBDIVISION
Legal Block	3444
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	1
Census Block	1006
Census Tract	40700

Owner

25 Penny Ln is owned and occupied by an individual who bought it in July 2021.

Source: Alexander County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	25 PENNY LN, HICKORY, NC 28601-9346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Deed Book / Page	641 / 2311
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Jul 16, 2021
Property Address	25 PENNY LN, HICKORY, NC 28601-9346
Document Number	0006412311
Book / Page	641 / 2311
Map Reference	MB 5 PG 10
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 STAN DE LA DR, 76, TAYLORSVILLE, NC 28681-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PENNY LN, HICKORY, NC 28601-9346

Mortgage

Document Number	0006412313
Date	Jul 16, 2021
Instrument	641/2313

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 25 Penny Ln was $1,481, down 7% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,481.00 (-7.03%)	$224,461 (-) Land $15,950 Building $208,511
2025	$1,593.00	$224,461 Land $15,950 Building $208,511
2023	$1,869.00	$224,461 Land $15,950 Building $208,511	$224,461 Land $15,950 Building $208,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Penny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	ALEXANDER CO WTR DIST
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20