40 Oyster Point Rd, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 40 Oyster Point Rd, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,036 sqft · built 2017
Lot Size	1.37 acres (60,030 sqft)
Owner	Trust Name on Record
Tax Bill	$7,527 (2026)
Deeds & Mortgages	May 2017 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0027 B:0087 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0027 B:0087 L:0000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,036 sqft Living Area
Gross Area	3,157 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,030 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 OYSTER POINT RD
City	ROWLEY
State	MA
Zip	01969-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCD
Legal Block	87
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1022
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	40 OYSTER POINT RD, ROWLEY, MA 01969-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed of Trust, Mortgage SALEM FIVE MTG CO
Jul 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016
Deed Sale	Sep 30, 2016
Prior Sale	Dec 22, 2014 · Amount on Record
Deed Document Number	201652
Last Transfer Date	Jun 16, 2020
Transfer Doc	38717-27
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	40 OYSTER POINT RD, ROWLEY, MA 01969-1204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35867-382
Date	May 15, 2017
Book Page	35867/382
Instrument	394

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jul 15, 2020
Property Address	40 OYSTER POINT RD, ROWLEY, MA 01969-1204
Document Number	38717-27
Book / Page	038717 / 000027
Instrument Date	Jun 16, 2020
Instrument	15005700
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OYSTER POINT RD ROWLEY MA 019691204, ROWLEY, MA 01969-1204

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,527.00 (+4.7%)	$622,600 (+1.93%) Land $318,200 Building $304,400	$607,111 (+26.9%)
2025	$7,189.00 (+7.17%)	$610,800 (+10.17%) Land $303,200 Building $307,600	$478,420
2024	$6,708.00 (+4.31%)	$554,400 (+12.25%) Land $288,700 Building $265,700
2023	$6,431.00	$493,900 Land $250,900 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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