25 Oyster Point Rd, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 25 Oyster Point Rd, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,650 sqft · built 1959
Lot Size8.39 acres (365,791 sqft)
OwnerIndividual Name on Record
Last Sale$11,851 (Oct 1995)
Tax Bill$9,574 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone AE (high risk)
APNROWL M:0027 B:0094 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0027 B:0094 L:0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,650 sqft Living Area
Gross Area5,527 sqft
Basement Area1,239 sqft
Unfinished Basement1,239 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleContemporary
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area365,791 sqft (8.39 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address25 OYSTER POINT RD
CityROWLEY
StateMA
Zip01969-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCCD
Legal Block94
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1022
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 OYSTER POINT RD, ROWLEY, MA 01969-1204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 1995 · Amount on Record
Deed SaleOct 18, 1995 · Amount on Record
Deed Book / Page13240 / 273
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address25 OYSTER POINT RD, ROWLEY, MA 01969-1204
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043063-550
DateNov 12, 2025
Book Page43063/550
Instrument20251112003950
Lender
NameMASS BAY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,574.00 (+2.47%)$791,900 (-0.24%) Land $338,400 Building $453,500$900,741 (+14.36%)
2025$9,343.00 (-2.57%)$793,800 (+0.16%) Land $322,500 Building $471,300$787,645
2024$9,589.00 (+5.42%)$792,500 (+13.44%) Land $307,100 Building $485,400
2023$9,096.00$698,600 Land $264,700 Building $433,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitMA-02P “Plum Island”
Unit TypeOtherwise Protected Area
NFIP EligibilityLimited
only for structures consistent with the area's protected purpose

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oyster Point Rd

Nearby Streets

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