40 Ox Bow Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 40 Ox Bow Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1965
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Dec 2017)
Tax Bill	$5,235 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108839.000`

Property Details

APN / Parcel Number

Primary APN	`108839.000`
Alternative APN	`514400 59.8-1-18.100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	676 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Raised
Lot Area	148,104 sqft (3.4 acres)
Porch	Slab
Porch Area	592 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	108839.000
Street Address	40 OX BOW RD
City	KERHONKSON
State	NY
Zip	12446-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	18.100
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2000
Census Tract	955001

Owner

Source: Ulster County and Rochester Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 OX BOW RD, KERHONKSON, NY 12446-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Loan Modification, Mortgage · Conventional Mortgage ULSTER SVGS BK
Dec 11, 2017	Grant Deed, Transfer · Conventional with PMI ULSTER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	201718169
Deed Book / Page	6243 / 298
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	40 OX BOW RD, KERHONKSON, NY 12446-1107
Document Number	0000005341
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OX BOW RD KERHONKSON NY 124461107, KERHONKSON, NY 12446-1107

Mortgage

Document Number	0000005341
Date	Apr 22, 2020
Book Page	006590/000218
Instrument	5341

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Dec 11, 2017
Property Address	40 OX BOW RD, KERHONKSON, NY 12446-1107
Document Number	0000018169
Book / Page	006243 / 000298
Instrument Date	Dec 6, 2017
Instrument	18169
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CAMBRIDGE PL #1 BROOKLYN NY 112382401, 1, BROOKLYN, NY 11238-2401

Mortgage

Document Number	18170
Date	Dec 11, 2017
Book Page	001149/000201
Instrument	18170

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGDTON, NY 12401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,235.00 (+294.5%)	$200,000 (-) Land $57,000 Building $143,000	$377,358 (+18.87%) Land $107,547 Building $269,811
2023		$200,000 (-) Land $57,000 Building $143,000	$317,460 (+14.29%) Land $90,476 Building $226,984
2022		$200,000 Land $57,000 Building $143,000	$277,778 Land $79,167 Building $198,611
2021	$1,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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