Ulster County and Rochester Town property record for 38 Ox Bow Rd, Kerhonkson, NY 12446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,916 sqft · built 2004 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,020 (2025) |
| Deeds & Mortgages | Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 514400 59.8-1-15 |
| Primary APN | 514400 59.8-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,916 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| 2nd Floor Area | 1,458 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 114708.000 |
|---|---|
| Street Address | 38 OX BOW RD |
| City | KERHONKSON |
| State | NY |
| Zip | 12446-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 955001 |
38 Ox Bow Rd is owned and occupied by an individual who acquired it in May 2013.
Source: Ulster County and Rochester Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 465, KERHONKSON, NY 12446-0465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 23, 2013 |
| Transfer Doc | 0000008266 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 38 OX BOW RD, KERHONKSON, NY 12446-1107 |
| Document Number | 0000001928 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 38 OX BOW RD KERHONKSON NY 124461107, KERHONKSON, NY 12446-1107 |
| Document Number | 0000001928 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 006558/000046 |
| Instrument | 1928 |
| Name | STERLING NAT'L BK |
|---|---|
| Type | Bank |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2035 |
| Rate | 4% |
|---|
The 2025 property tax bill for 38 Ox Bow Rd was $6,020 with a homeowner's exemption.
Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Rochester Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,020.00 | $230,000 Land $41,000 Building $189,000 | $433,962 Land $77,358 Building $356,604 |
| 2023 | $230,000 (-) Land $41,000 Building $189,000 | $365,079 (+14.29%) Land $65,079 Building $300,000 | |
| 2022 | $230,000 Land $41,000 Building $189,000 | $319,444 Land $56,944 Building $262,500 | |
| 2021 | $1,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ox Bow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Ox Bow Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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