Lake County property record for 40 Oak Ter, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,529 sqft · built 1955 |
| Lot Size | 0.45 acres (19,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,900,000 (Jul 2024) |
| Tax Bill | $24,236 (2024) |
| Deeds & Mortgages | Jan 2023 Transfer Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-304-068 |
| Primary APN | 12-21-304-068 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,529 sqft Living Area |
| Gross Area | 4,085 sqft |
| 1st Floor Area | 2,458 sqft |
| Upper Floors Area | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,619 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 40 OAK TER |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF RAVINE FOREST LOT 14 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF RAVINE FOREST |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 OAK TER, LAKE BLUFF, IL 60044-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 24, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Jun 29, 2017 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 20248047950 |
| Prior Transfer Date | Jan 6, 2023 |
| Prior Transfer Doc | 0007955332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 24, 2023 |
| Property Address | 40 OAK TER, LAKE BLUFF, IL 60044-2716 |
| Document Number | 0007955332 |
| Map Reference | DOC 223346 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 7955332 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 OAK TER, LAKE BLUFF, IL 60044-2716 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 40 OAK TER, LAKE BLUFF, IL 60044-2716 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 29, 2017 |
| Property Address | 40 OAK TER, LAKE BLUFF, IL 60044-2716 |
| Document Number | 0007407302 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 7407302 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1370 LONGMEADOW LN LAKE FOREST IL 600451571, LAKE FOREST, IL 60045-1571 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $373,808 (+15.97%) Land $169,377 Building $204,431 | $1,121,536 (+15.97%) Land $508,182 Building $613,354 | |
| 2024 | $24,236.00 (+20.3%) | ||
| 2023 | $20,146.00 (+3.62%) | $322,334 (+3.95%) Land $146,053 Building $176,281 | $967,099 (+3.95%) Land $438,203 Building $528,896 |
| 2022 | $19,443.00 | $310,093 Land $140,507 Building $169,586 | $930,372 Land $421,563 Building $508,809 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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